SAMPLE DATA — rates shown are development placeholders, not real offers. Do not publish.

How we make money

This site is free to use and doesn't charge you anything. It is operated by Ezlend Group Pty Ltd, a mortgage broking business. Here is exactly how the money works.

Broker commission

If you ask us to arrange a loan and it settles, the lender pays us a commission — an upfront payment and usually a small ongoing trail. This is the standard way mortgage brokers in Australia are paid. You don't pay us a fee for home loan broking.

What the money doesn't change

The comparison table is not pay-to-play. Lenders can't pay to appear, to rank higher, or to look better. Products are listed because they meet the category rule (variable with offset), and they sort by the numbers — rate, repayment, comparison rate, fee — in whatever order you choose. Lenders we can't earn a commission from appear in the table on the same terms as lenders we can.

What we don't do

  • No paid placements, sponsored rows or “featured” products.
  • No selling your details to third parties.
  • No editorial awards or star ratings — those systems are how comparison sites get paid, and we'd rather not be.

The trade, plainly

We maintain this table because some of the people who use it will want help getting one of these loans — and that's the business we're in. If you never contact us, the table still worked as advertised and cost you nothing.

How the table itself works →